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Hey Reader,

I feel like I say this every year, but seriously… where did 2025 go? How are we already two weeks away from Christmas?

If you’re anything like me, this time of year probably brings up one big word: pressure

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The pressure to spend more.
The pressure to do more.
The pressure to be everywhere, for everyone.

But this year, life handed me an unexpected lesson in letting go and I wanted to share it with you.

In the past three months, my family has moved four times.
Yes… four! 🤦🏽‍♀️

It’s been chaotic, exhausting, and honestly a little comical at times. But it also forced me to really assess how we live and what truly matters.

First, I realized just how much stuff we had accumulated after not moving for 23 years. Closets, drawers, and basements filled with things we forgot we even owned.

Second, I learned that you really can live with very little. For weeks, we lived out of a suitcase and a handful of personal items and we were completely fine.

And finally, I was reminded that home isn’t the space—it’s the people. The space is just the vehicle that holds what’s most precious.

All of this, during the busiest season of the year, shifted how I’m approaching the holidays. So these are the reminders I’m carrying with me and I hope they serve you too:

💛 You’re allowed to set boundaries
💛 You don’t need to buy love or prove your worth with gifts
💛 You’re doing your best—and that’s enough

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Okay… let’s keep things light (because we could all use a little joy right now).
I thought I’d share a few of my favorite things this season—small comforts that are helping me stay grounded through the chaos:

🎄 My go-to holiday drink: Gingerbread Oat Chai Latte – because sometimes the budget needs room for JOY, too
🎧 Podcast I’m loving: Working Hard with Grace Beverley — the episode on building real friendships really hit home
🕯️ Amazon find I love: Gel pens — they make writing notes and journaling feel just a little more special
🛍️ Favourite intentional gift idea: I’ve been loving those reels where people turn thrifted treasures into meaningful gifts, so creative and thoughtful. Definitely going to try this!

What about you?
What’s something small that’s bringing you joy this month?
​Hit reply I’d genuinely love to hear.

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As we head into the final stretch of the year, I want to give you something to look forward to... something calm, nourishing, and just for us.

I’ve been dreaming up a cozy little space where we can casually talk about money without stress, or spreadsheets. It’s called Money & Mocha, and it’s all about real conversations, practical tips, and support with a warm drink in hand. ☕💬

You’ll hear more about it in the next email so keep an eye on your inbox.

Until then, protect your peace, enjoy the little things, and remember:
​You’re doing better than you think.

Warmly,

Your Money Coach 💛

P.S. I’ll be opening up early RSVP spots for the very first Money & Mocha Meetup in my next email... but if you already know you want in, you can grab your spot early right here​
Space will be limited (because cozy conversations > crowded calls), so don’t wait if you’re feeling the nudge. ☕💛

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